The small print, in plain words.

The Raise Room is a planning tool. It helps you decide what to do with a raise, a bonus, or a new offer.

It is not financial, investment, tax or career advice, and nothing in your plan is a recommendation to buy, sell or hold anything. For a decision that shapes your future, talk to a licensed professional.

Projections assume a 6% annual return, compounded monthly, and use a simple after-tax estimate of your raise. That 6% is an assumption used to show what a plan could look like — not a promise and not a forecast of your returns. Markets rise and fall, and the tax you actually pay depends on where you live and what you earn.

Your own figures are only as good as the numbers you enter. Change them whenever your situation changes.

Founding membership is $99 for your first year, locked in for as long as you stay, and is open to the first 100 members. After the founding circle closes, membership will be $15 a month.

Right now, joining the founding list holds your place. No payment is taken, no card is charged, and nothing renews automatically.

If your first 90 days don’t help you keep more of your next raise, write to mindspaceprojectshop@gmail.com for a full refund.

Please keep your sign-in details safe and don’t share your account — the plans inside it are private to you. You can close your account and delete everything saved to it at any time by emailing mindspaceprojectshop@gmail.com.

We may add to the studio and update these terms. If something material changes, we’ll say so on this page. These terms are as of October 2026.